Does the Bilt Palladium Card cover it?
Bilt lists 5 of 7 with terms: trip cancellation (up to $2,000 per trip), trip delay (more than 6 hours, up to $300 per trip), baggage delay (after 6 hours, up to $250 per claim), lost or damaged bags (up to $1,500 per incident) and rental car damage (secondary; primary if no other insurance). Not listed on the sources we checked: travel accident and emergency evacuation & medical. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Listed with terms
Trip Cancellation and Interruption: up to $2,000 per covered trip and $5,000 per account per 12 consecutive months. Secondary.
Trip delay Listed with terms
Trip Delay: delayed more than 6 hours, up to $300 per trip, 1 claim per 12 months. Secondary.
Baggage delay Listed with terms
Baggage Delay: bags not delivered within 6 hours of arrival at your destination: up to $250 per claim to replace, on an emergency basis, items that were in your checked bag, 2 claims per 12 months.
Lost or damaged baggage Listed with terms
Lost or Damaged Luggage: up to $1,500 per incident to repair or replace checked or carry-on bags and their contents, 2 claims per 12 months. Secondary.
Rental car collision damage (CDW) Listed with terms
MasterRental: secondary to your own auto insurance; treated as primary if you have no other insurance. Rentals of up to 31 consecutive days. Excludes trucks, pickups, full-size vans, cargo vans, motorbikes, antique vehicles and limousines.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full fare or rental on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Bilt Palladium Card sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. A standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
- Cancel for any reason: not listed for this card (it is not listed for any card we checked).
- Trips that cost more than the card’s limit, or costs not paid with the card, sit outside the trip-cancellation cap above.
Quick answers
Does the Bilt Palladium Card cover trip delay?
Bilt lists trip delay for this card. Trip Delay: delayed more than 6 hours, up to $300 per trip, 1 claim per 12 months. Secondary. Check your Guide to Benefits.
Does the Bilt Palladium Card cover trip cancellation?
Bilt lists trip cancellation for this card. Trip Cancellation and Interruption: up to $2,000 per covered trip and $5,000 per account per 12 consecutive months. Secondary. Check your Guide to Benefits.
Is the Bilt Palladium Card’s rental car coverage primary?
The Bilt source describes it as secondary (primary if you have no other insurance). MasterRental: secondary to your own auto insurance; treated as primary if you have no other insurance. Rentals of up to 31 consecutive days. Excludes trucks, pickups, full-size vans, cargo vans, motorbikes, antique vehicles and limousines. Check your Guide to Benefits.
Does the Bilt Palladium Card cover medical costs abroad?
No medical-expense or evacuation coverage is listed on the Bilt sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
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