Does my card cover it?
Pick your credit card. See the travel protections it lists, with limits and conditions from the issuer, and the gaps it leaves.
How it works
Facts first, then the gaps
1. Pick your card31 popular US travel cards checked so far, 26 with full published terms.
2. See what it listsTrip cancellation, delay, baggage, rental car, accident and evacuation/medical, each with the issuer’s source and the date we checked it.
3. Spot the gapsWhat your card doesn’t list, and a way to compare standalone policies if you want to fill them.
Popular cards
Tap a card for the full breakdown.
Listed with terms Listed with termsListed, no limits published Listed without limits, or assistance onlyNot listed Not listed / not included
| Card | Status | Trip cancel | Trip delay | Bag delay | Lost bags | Rental car | Accident | Evac/medical |
|---|---|---|---|---|---|---|---|---|
| Chase Sapphire Preferred | Verified | Listed with terms | Listed with terms | Listed with terms | Listed with terms | Listed with terms | Listed with terms | Listed with terms |
| Chase Sapphire Reserve | Verified | Listed with terms | Listed with terms | Listed with terms | Listed with terms | Listed with terms | Listed with terms | Listed with terms |
| United Explorer Card | Verified | Listed with terms | Listed with terms | Listed with terms | Listed with terms | Listed with terms | Not listed | Not listed |
| Amex Platinum Card | Verified | Listed with terms | Listed with terms | Not listed | Not listed | Listed with terms | Not listed | Assistance / conditional only |
| Amex Gold Card | Verified | Not listed | Listed with terms | Not listed | Listed with terms | Listed with terms | Not listed | Assistance / conditional only |
| Delta SkyMiles Reserve Amex | Verified | Listed with terms | Listed with terms | Not listed | Listed with terms | Listed with terms | Not listed | Assistance / conditional only |
| Capital One Venture X | Verified | Listed with terms | Listed with terms | Not listed | Listed with terms | Listed with terms | Listed with terms | Not listed |
| Citi Strata Elite | Verified | Listed with terms | Listed with terms | Not listed | Listed with terms | Listed with terms | Not listed | Not listed |
| Bilt Palladium Card | Partly verified | Listed, no limits published | Listed, no limits published | Listed, no limits published | Listed, no limits published | Listed, no limits published | Not listed | Not listed |
| Wells Fargo Autograph Journey | Verified | Listed with terms | Not listed | Not listed | Listed with terms | Listed with terms | Listed with terms | Assistance / conditional only |
Card or policy?
When a card isn’t enough
Card protections have limits, payment rules and exclusions. Medical costs abroad are rarely covered. See how card coverage and standalone policies differ, then compare policies if you need to.