Facts from card issuers, not insurance advice. Terms vary: check your card’s Guide to Benefits.Not insurance advice · Disclaimer · Affiliate disclosure
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Does the Hilton Honors Amex Card cover it?

American Express lists 1 of 7 with terms: rental car damage (secondary). Assistance only: emergency evacuation & medical. Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags and travel accident. No medical-expense cover is listed.

Trip cancel: Not listedTrip delay: Not listedBag delay: Not listedLost bags: Not listedRental car: Listed with termsAccident: Not listedEvac/medical: Assistance / conditional only

Source checked  Checked October 29, 2026 · Facts from the issuer, not advice

What the issuer lists

Trip cancellation & interruption Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Trip delay Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Baggage delay Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Lost or damaged baggage Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Rental car collision damage (CDW) Listed with terms

Secondary, and no liability coverage. Reserve and pay for the entire rental with the card and decline the rental company's CDW. Not available for rentals in Australia, Italy or New Zealand. The card page does not state a dollar limit.

Coverage type: secondary

Travel accident insurance Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Emergency evacuation & medical Assistance / conditional only

Global Assist Hotline only (trips 100+ miles from home): 24/7 medical and legal referrals and coordination. You pay the costs of third-party providers. No evacuation or medical-expense coverage is listed.

Source: American Express card page (americanexpress.com). Checked October 29, 2026. Terms, conditions and limitations apply; Amex links full benefit terms from the card page.

Before you rely on this: benefits only apply when you pay the way the terms require (often the full fare or rental on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.

The gaps

What this card doesn’t list

Protections the Hilton Honors Amex Card sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. A standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.

  • Trip cancellation & interruption: not listed on the issuer source we checked.
  • Trip delay: not listed on the issuer source we checked.
  • Baggage delay: not listed on the issuer source we checked.
  • Lost or damaged baggage: not listed on the issuer source we checked.
  • Travel accident insurance: not listed on the issuer source we checked.
  • Emergency evacuation & medical: assistance or conditional only (see above).
  • Medical treatment costs abroad: no medical-expense coverage is listed for this card.
  • Cancel for any reason: not listed for this card (it is not listed for any card we checked).
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Questions

Quick answers

Does the Hilton Honors Amex Card cover trip delay?

Trip delay is not listed on the American Express sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.

Does the Hilton Honors Amex Card cover trip cancellation?

Trip cancellation & interruption is not listed on the American Express sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.

Is the Hilton Honors Amex Card’s rental car coverage primary?

The American Express source describes it as secondary. Secondary, and no liability coverage. Reserve and pay for the entire rental with the card and decline the rental company's CDW. Not available for rentals in Australia, Italy or New Zealand. The card page does not state a dollar limit. Check your Guide to Benefits.

Does the Hilton Honors Amex Card cover medical costs abroad?

American Express lists assistance or conditional cover only. Global Assist Hotline only (trips 100+ miles from home): 24/7 medical and legal referrals and coordination. You pay the costs of third-party providers. No evacuation or medical-expense coverage is listed. Check your Guide to Benefits.

Do I have to pay with the Hilton Honors Amex Card?

The sources we checked tie these protections to how you pay. Rental car collision damage (CDW): Reserve and pay for the entire rental with the card and decline the rental company's CDW. Check your Guide to Benefits.

Rewards, fees and bonus for this card
See the Hilton Honors Amex Card numbers on TravelCardMath, our sister site.
Hilton Honors Amex Card on TravelCardMath

Similar cards

Same issuer and annual-fee band (up to $99) first, then other cards in that band. Listed for comparison only, not ranked.

Chase Sapphire Preferred
Trip cancel: Listed with termsTrip delay: Listed with termsBag delay: Listed with termsLost bags: Listed with termsRental car: Listed with termsAccident: Listed with termsEvac/medical: Listed with terms
Chase Ink Business Preferred
Trip cancel: Listed with termsTrip delay: Not listedBag delay: Not listedLost bags: Not listedRental car: Listed with termsAccident: Not listedEvac/medical: Not listed
Southwest Rapid Rewards Plus
Trip cancel: Not listedTrip delay: Not listedBag delay: Listed with termsLost bags: Listed with termsRental car: Not listedAccident: Not listedEvac/medical: Not listed

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